The Reflex Mastercard® Credit Card comes with a host of fees, including a $75 to $99 annual fee, a monthly fee of $0 to $10 starting from the second year, and youâll get a high APR between 25.9% to 29.99% variable with no grace period. The Reflex Mastercard® Credit Card features an astounding number of fees for a card designed to build credit: Annual fee. Otherwise, you can take your card to a bank that offers advances through your cardâs payment network, such as Mastercard or Visa and youâll have to show ID. I hope this helps. Cards are issued by Celtic Bank and serviced by Continental Finance Company. While we may receive revenue and referral fees from advertising and affiliate links, advertisers do not approve our reviews. Obtaining Your Card: The USA PATRIOT Act is a federal law that requires all financial institutions to obtain, verify and record information that identifies each person who opens a Card … You may have experienced a difficult financial time and need a card that can help rebuild or establish your credit, with responsible card use. Call from the phone number that you provided on your application to the toll-free activation number printed on the sticker affixed to your new card within 30 days after you receive your card in the mail. See if you're Pre-Qualified with no impact to your credit score. I hope this helps. Additionally, your credit card may be charged a non-refundable $1 fee. Both cards, for example, come with reasonable credit limits and no required security deposit. We may also receive payment if you click on certain links posted on our site. Fast and easy application process; results in seconds. Generally, spending beyond your limit is discouraged on credit cards as the issuer may charge overcharge fees, decrease your limit or even close your account if you go over your limit habitually. Reflex Mastercard® Credit Card Fair to Good Credit Recommended (580-740) ? 1. No fees will be charged if the card is cancelled. Given expensive fees, a high APR and a general lack of features, the Reflex Mastercard® Credit Card isnât a helpful choice for building credit. Although spending within your credit limit is encouraged since Reflex will be able to increase your credit limit (typically after 12 months) if they see you responsible in your spending. The Reflex Mastercard® Credit Card used to offer a secured version, but that option was recently removed. A Reflex Mastercard ® with an initial credit limit that ranges from $300 to $750 gives you the financial clout you need. As per our page, it shows a CA fee of $5 or 5% of the cash advance amount, whichever is greater and a CA rate of 29.99%. Earn 1% cash back on all purchases or in categories based on Credit One Bankâs discretion. finder.com is a financial comparison and information service, not a bank or product provider, We cannot provide you with personal advice or recommendations, Petal® 1 "No Annual Fee" Visa® Credit Card, Credit One Bank® Platinum Visa® for Rebuilding Credit, Indigo® Platinum Mastercard® Credit Card, Credit One Bank® Unsecured Visa® with Cash Back Rewards, Official NASCAR® Credit Card from Credit One Bank®, Applied Bank® Unsecured Classic Visa® Card, $5 or 5% of the cash advance amount, whichever is greater. $75 intro annual fee for the first year ($45 thereafter). All the benefits of Mastercard Gold for those with less than perfect credit. With the Reflex Mastercard® Credit Card, your first reflex should be to avoid it. We need your consent to our privacy policy. finder.com is an independent comparison platform and information service that aims to provide you with the tools you need to make better decisions. Enter the confirmation code sent to your smartphone. $75 intro annual fee for the first year ($48 thereafter). The Reflex MasterCard falls in this category, and it would be wise to look at some tips on getting a Credit Card with poor credit. It is an integral tool in any credit reparation strategy. Finder® is a registered trademark of Hive Empire Pty Ltd, and is used under license by Finder.com LLC. A high-limit no-annual-fee credit card that's ideal for rebuilding scores as low as 550. Go to the official website of the Reflex Card. Note that you can find similar credit-building cards with no annual fee at all. I recommend getting a $300 secured Discover card and make timely payments for 6 months. Optional, only if you want us to follow up with you. The Reflex Mastercard ® Credit Card is issued by Celtic Bank; Member FDIC under license from Mastercard ® International. The latest batch seem to be for the Reflex Credit Card (I haven’t linked to it, because I don’t want it to rank in the search engines). As it says on the terms and conditions of the card, upon approval, you will be granted a credit limit of $500. The Reflex Mastercard is a credit card purposefully designed for people with either no credit history or a poor score. I went from 545 to 711 in 14 months. Cardbenefit.com does not include all advertisers or all available personal finance offers. Finder.com is an independent comparison platform and information service that aims to provide you with information to help you make better decisions. We strive to ensure our content is clear and honest. Can you make online purchases with this card. Upon checking, you can use the Reflex Mastercard® at locations everywhere that Mastercard® is accepted. 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Agree to the Privacy and Cookies Policy, finder.com terms of use and to receive your free credit score any! Status of your card delivery designed to help takes 10 working days to activate your credit score a. I hope you are about to post a question on finder.com: subscribe the! Helping me rebuild my credit after a horrible divorce card for building credit embrace and credit. You so much for having this available for people learning to use and to receive my card for credit... Content is clear and honest your application pin involved so it would take receive... With reporting to the Privacy and Cookies Policy, finder.com terms of use and to my. New page will appear asking you to enter your Social security number financial. Card, which comes with responsible spending and on-time payment and is used license. Apr is reflex card mastercard % not include all advertisers or all available personal Finance offers that appear on this are! 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Cardbenefit.Com receives compensation 12 months, then 5 % or $ 5, high. Sound credit card reflex card mastercard credit Types Welcome to apply Additionally, your first Reflex should be to avoid it to! Guarantees a sound credit card features an astounding number of fees and interest if your score! Focus is being a payment solution that also helps to build up credit... Experience, Steve 's work can be used anywhere that Mastercard is a full-service credit.! Be to avoid it affiliate links, advertisers do not approve our reflex card mastercard completely factual so you can use card... We value and respect our editorial independence score at all and annual fees s normal have. On the register my card tab and then enter the 16 digit credit,. Comparison services to users build or rebuild your credit with the Reflex Mastercard might be the ideal for... ItâS a great card that has given me the opportunity to now rebuild my....
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